FAQs About Title and Deed Protection Services

Deed theft, also known as title fraud, occurs when someone illegally transfers the ownership of your property without your knowledge or consent. Fraudsters typically forge signatures, create fake documents, and file them with the county recorder's office, making it appear as though they legally own your home.

Criminals often target vacant homes, owned by the elderly, or free of mortgages. They may:

• Forge your signature on a fake deed

• Use stolen personal information to create fraudulent documents

• File these documents with local government offices to assume ownership

Warning signs include:

• Unexpected notices from your mortgage lender

• Missing utility bills or mail

• Receiving eviction notices

• New names on your property records

If someone steals your deed, they can:

• Sell your home without your consent

• Take out loans using your property as collateral

• Leave you with legal battles to reclaim your property

Basic steps include:

• Regularly checking your property records

• Monitoring your credit reports

• Securing personal documents

Padlock Home Title is a title protection company that monitors property records to detect unauthorized changes. They provide:

• 24/7 monitoring of your title

• Instant alerts for suspicious activity

• Support and guidance if fraud is detected

• Peace of Mind: Continuous monitoring reduces the risk of unnoticed fraud.

• Early Detection: Quick alerts allow for faster action against potential threats.

• Expert Support: Guidance from professionals experienced in handling title fraud cases.

• Legal Assistance: Some plans may include support for legal processes to restore your property rights.

Yes. Title insurance typically covers issues that occurred before you purchased the property. It may not cover fraud committed after your purchase. Title protection services like Padlock Home Title monitor ongoing risks, offering an added layer of security.

Visit Padlock Home Title's website, choose a plan that fits your needs, and provide your property information. Once enrolled, they begin monitoring your title immediately.